The revised limits as given in the Table in Article (2) will apply from the date of publication of these Regulations in the Official Gazette. The exposures that are out of line with the limits contained in the Table are to be regularised at the rate of 20% per annum, i.e. full compliance must be achieved in 5 years. Banks who have exposures outside the limits must provide the Central Bank, within 3 months of the date of implementation of these Regulations, with a detailed time-bound plan of action to achieve full compliance.