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قسم كامل طباعة مخصصة نص فقط النص الغني الطباعة

Article (1) Introduction

C 33/2015 STA يسري تنفيذه من تاريخ 3/1/2022
  1. 1.1 This Standard Re Liquidity at Islamic Banks (“the Standard”) forms part of the Regulations re Liquidity at Banks (“The Regulation”). Licensed banks that conduct all or part of their activities in accordance with the provisions of Islamic Shari’ah must comply with this Standard in the same manner as they must comply with the Regulation.
  2. 1.2 This Standard must be read in conjunction with the Regulation re. Liquidity at Banks. The Standard follows the structure of the Regulation and covers these specific elements:
    1. 1) Qualitative Requirements;
    2. 2) Quantitative Requirements including:
      1. a. Eligible Liquid Asset Ratio (ELAR),
      2. b. Advances to Stable Resources Ratio (ASRR),
      3. c. Liquidity Coverage Ratio (LCR), and
      4. d. Net Stable Funding Ratio (NSFR);
    3. 3) Reporting Requirements.
  3. 1.3 This Standard is issued pursuant to the powers vested in the Central Bank under the provisions of the Decretal Federal Law No. (14) of 2018 Regarding the Central Bank & Organization of Financial Institutions and Activities (the “Central Bank Law”).
  4. 1.4 Where this Standard stipulates that a licensed bank provide information, undertake certain measures, or address certain terms listed as a minimum, the Central Bank may impose requirements, which are additional to those outlined in the relevant article of the Standard.
  5. 1.5 This Standard delineates on the supervisory expectations of the Central Bank with respect to liquidity risk management for Shari’ah compliant businesses and activities in a legally binding manner.