As required by Article 4.1 of the AML-CFT Decision, the enterprise risk assessment should reflect the presence of higher-risk customers, including hawala providers, in an LFI's customer base. These assessments should in turn be reflected in the LFI's inherent risk rating. In addition, the LFI's controls risk assessment should take into consideration the strength of the controls that the LFI has in place to mitigate the risks posed by its hawala providers customers, including the preventive measures discussed below.