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  • Chapter Seven: General Provisions

    1. The Company shall include all details in Schedule (5) of this Policy, and this Schedule shall be part of this Policy.
       
    2. Any lawsuits arising from this Policy may not be filed after the lapse of three years from the date of the accident or the Injured Party and related parties become aware of the damage and the person liable for it.
       
    3. The courts of the State shall be competent to determine any dispute arising in connection with this Policy.

    • Schedule No. (1)

      Depreciation Percentages for Parts of Private Motor Vehicles

      YearPercentage
      First-
      Second5%
      Third10%
      Fourth15%
      Fifth20%
      Sixth and above30%

    • Schedule No. (2)

      Depreciation Percentages for Parts of Taxi Vehicles, Public Transport Vehicles and Rental Vehicles

      YearPercentage
      Last six months of the first year10%
      Second20%
      Third25%
      Fourth30%
      Fifth35%
      Sixth and above40%

    • Schedule No. (3)

      Short Rate Schedule – Percentages of Recoverable Premium

      Policy Validity PeriodRecoverable Premium
      A period not exceeding one month80%
      A period exceeding one month to the end of the fourth month70%
      A period exceeding four months to the end of the sixth month50%
      A period exceeding six months to the end of the eighth month30%
      A period exceeding eight monthsNil

    • Schedule No. (4)

      List of the parts damaged by a traffic accident which must be replaced for new ones without deduction of any depreciation

      Glass
      Brake master cylinders
      Brake wheel cylinders
      Brake calipers
      Brake cables (conduit type)
      Brake hoses
      Brake diaphragms
      Steering boxes
      Steering rakes
      Steering ball joints and swivels
      Seat belts

    • Schedule No. (5)

      "Schedule of Details of the Insured Motor Vehicle in the Insurance Policy against Third Party Liability"

      Details of Motor Vehicle
      Country of ManufacturePlate NumberMake, Model and ColorMotor Vehicle ClassificationRegistration TypePurpose of useManufacturing YearTonnageNumber of Passengers with Driver
        
      Engine Number:Chassis Number:

       

      ……………………….. Company declares that the Motor Vehicle detailed above in this Schedule is insured with it according to the provisions of this Policy.

      Issued By:                            Issuance Date:
       

      Policy Number:
       

      The term of insurance begins at …………. on …/…/….., and expires at …………. on …/…/…..

      Total premium:                                                 Issuance date: …/…/…..

      Insured's DetailsCompany's Details
      Insured's Name: Company's Name:                                               
      Address: Address: 
      E-mail: E-mail: 
      Postal Address: Postal Address: 
      Phone: Phone: 
      Identification Number:   

      Name and signature of the Insured or their representative:

       

      Signature and stamp of the Company:

       

      • Motor Vehicle Insurance Application

        Applicant's Details
        Name according to IDFirstSecondThirdFamily Name
              
        Date of Birth/ /P.O. Box Postal Code 
        ID Number  E-mail  
        Home Phone Office Phone Mobile 
        Address/Emirate     
        Profession  Employer  
        Driving License Number  Expiration Date  
        Trade Name (if any)  

        Commercial

        Register

        Number

        		  
        Head Office     

         

        Insurance Service Details
        Registration MarkTruckSmall TruckLarge TruckOther 
        Model/UsePrivateCommercialRentalDriving LearningOther
        Body Number  Engine Number  
        Chassis Number  Engine Capacity (CC)  
        No. of Passengers  Manufacturing Year  
        Current Value without Accessories  Current Value, including Accessories (to be elaborated)  
        Insurance Period  Insurance Type  
        Insured/Representative  Signature