8. Supervisory Reporting Requirements

C 28/2010 GUI

•The institution shall submit to the Central Bank on monthly basis the following statements as per the attached Forms:
•Classification of loans and advances and provisioning and movement in provisions and interest in suspense
•Classification of loans and advances by economic activity
•Classification of loans and advances by segments
•Statement of overdue and rescheduled loans and advances and performing and non-performing loans and advances
•Security wise distribution of loans and advances

CLASSIFICATION OF LOANS AND ADVANCES & PROVISIONING

Name of Institution:
Date:

(AED 000)

SI.No.	Classification	No. of A/cs	Outstanding	Sp. Prov required as per C.B.Regulation	Sp. Prov held for Loans	Gen.Prov held for Loans	Int in susp	Total Prov held (F+G+H)
A	B	C	D	E	F	G	H	I
1	Loans and Advances(Gross)
2	Normal
3	Watch List
4	Substandard (S/S)
5	Doubtful (D/F)
6	Loss
7	Total Classified Advances (S/S+ D/F+ Loss)

MOVEMENT IN PROVISIONS AND INTEREST IN SUSPENSE

( During the month of ----------------)

	Sp.Prov	Int in Susp	Gen Prov	Int free deposit from H.O.	Total
	(1)	(2)	(3)	(4)	(5)
Opening balance as at ------------------
Add: amount provided during the month
Less: Released to profit & loss account during the month
Less: Loans written off during the month
Closing balance as at ---------------
Loans written off charged to P/L A/c during the month ( Amount to be shown under column - 5 )	--------	--------	---------	------------

Authorized Signatory:
Designation:
Signature:
Date:

Name of Officer:

CLASSIFICATION OF LOANS & ADVANCES BY ECONOMIC ACTIVITY

Economic Sectors	O/S	Classifications					Prov& Int in Susp held
Economic Sectors	O/S	Normal	Watchlist	S/S	D/F	Loss	Prov& Int in Susp held
Agriculture and Allied Activities
Mining & Quarrying
Manufacturing
Electricity, gas & water
Trade
Transport, Storage & Communication
Construction & purchase of residential & commercial buildings
Other Constructions
Other Financial Institutions
Services
Government
Personal (As per Circular 12/93)
All others
Total Loans & Advances (Gross)

Authorized Signatory:

Name of Officer:

Designation:

Signature:

Date:

CLASSIFICATIONS OF LOANS & ADVANCES BY SEGMENTS

Segments	O/S	Classification					Prov & Int in Susp held
Segments	O/S	Normal	Watchlist	S/S	D/F	Loss	Prov & Int in Susp held
1. Corporate
2. Retail
(a) Personal Consumer Loans
(b) Auto Loans
(c) Credit Cards
(d) Personal Real Estate mortgage loans
3. All others
Total Loans & Advances (Gross)

Authorized Signatory:

Name of Officer:

Designation:

Signature:

Date:

STATEMENT OF OVERDUE AND RESCHEDULED LOANS & ADVANCES AND PERFORMING AND NON-PERFORMING LOANS AND ADVANCES

Name of Institution: Date:
	(AED 000)

Please indicate the book value	Loans overdue but not rescheduled (a)	Loans rescheduled (b)	Total ( a+b) ( c )
(i) Loans & advances which have been overdue for more than 1 month and up to 3 months
(ii) Loans & advances which have been overdue for more than 3 months and up to 6 months
(iii) Loans & advances which have been overdue for more than 6 months and up to 1 year
(iv) Loans & advances which have been overdue for more than 1 year
(v) Sub-total (i +ii +iii + iv )
(vi) Loans & advances which are not overdue (Normal operative accounts)
(vii) Total loans and advances ( v + vi )

PERFORMING AND NON-PERFORMING LOANS AND ADVANCES

(AED 000 )

(i) Performing loans & advances (Income generating accounts)
(ii) Loans & advances on which interest no longer accrues to the Profit & loss
(iii) Loans & advances on which no interest is charged
(iv) Total non-performing loans and advances ( ii + iii )
(v) Total loans and advances ( i + iv )

Authorized Signatory:

Name of Officer:

Designation:

Signature:

Date:

Security-wise Distribution of Loans and Advances

Name of institution:
Date:	(AED 000)

(A) SECURED	Outstanding loan amount	Classified portion out of outstanding	Value of Security
1. Pledge of Deposits
(a) Within UAE
(b) Abroad
2. Pledge of Shares/Securities
(a) Local Company's shares /securities
- Quoted
- Un-quoted
(b) Foreign Company's shares /securities
- Quoted
- Un-quoted
3. Mortgage of properties
(a) Registered mortgage
- UAE properties
- Properties abroad
(b) Equitable mortgage
- UAE properties
- Properties abroad
4. Assignment of Receivables
5. Counter Guaranteed by:
(a) Banks - UAE
- Abroad
(b) Head office / Branches abroad
(c) Subsidiaries/ Affiliates - UAE
- Abroad
6. Sovereign /Government Guaranteed
(a) UAE - Federal Government
- Emirates Government
(b) Other Governments
7. Stock in Trade
(a) Hypothecated
(b) Pledged
8. Mortgage of :
(a) Vehicles (personal cars, commercial, etc.)
(b) Machineries (constructions/agricultural/industrial etc)
9. Other Tangible Security (give details)
Sub Total (Secured)
(B) UN - SECURED
Total Loans & advances (Gross)

Authorized Signatory:

Name of Officer:

Designation:

Signature: