An existing company currently practicing all classes of Takaful insurance shall undertake to adopt complete separation between the personal Takaful insurance business on the one hand, and the property and liability Takaful insurance business on the other hand, in terms of technical, financial, and administrative aspects. In particular, there should be two accounts (or more) for the participants completely separated per the type of insurance practiced by the company.

The funds available in each account shall be allocated to meet the liabilities incurred by this account and the expenses for the account management.