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Article 23 :

(1) When the Institution deletes – during the three months period — one or more of its customers, whether due to decreasing their credits below the determined minimum limit or because the customer has ceased dealing with it; it should notify the Risks Bureau, before the tenth day of the month following the month being reported, of its deleted customers by a letter, according to Form (R.B. –3) dispatched to the Risks Bureau at the same time the list of customers, for the period during which deletion was effected, is sent.

(2) But if the deleted customer becomes one of the Institution’s customers whose credits must be reported, either because the Institution has increased the credits of such customer above the determined minimum limit, or the customer has resumed dealing with the Institution the latter should consider him as one of its new customers, and enters duly his name in a complementary list's sheet and gives him the proper serial number.