1. The adoption of the electronic insurance strategy in the company and providing the necessary directives to the executive management to ensure the proper implementation thereof.
2. The adoption of the risk management strategy related to electronic insurance, the development of the related internal supervisory controls, and supervising the executive management in the course of their implementation of these requirements.

The Executive Management shall commit to the following: -

1. Ensure that online insurance products and services are in line with the strategy adopted by the Board of Directors in this respect.
2. Ensure that the level of risks arising from electronic insurance remains within the acceptable risk level stated in the risk strategy adopted by the Board of Directors or the Managers Committee, as the case may be.
3. Take the necessary actions to implement the internal supervisory controls to minimize the risk of exploitation from inside and outside the Company.
4. Ensure the availability of adequate expertise and resources for the business and sustain the electronic insurance system.
5. Develop a written policy adopted by the Board of Directors that establishes a clear separation between the executive and the supervision powers of the electronic insurance and related risk management strategies, so as to determine persons and their powers to access and view the stored files and possibility to make changes to the data contained therein, as well as saving the logs that reflect any access and change to the data of those systems.
6. Develop a policy for advertising and use of price comparison services, obtaining data, sharing data with InsureTech companies, electronic channels developers, manufacturers and suppliers.

The company shall apply the resolutions in force and submit an application to obtain the Insurance Authority’s approval on the classes of insurance products that will be sold through its website and comply with the following conditions:

1. The Company shall not sell insurance policies of persons and funds accumulation operations and life insurance products, if linked to investment instruments, through the Company's website or any other website.
2. Subject to what is stipulated in paragraph (1) of the Article herein, the Company may sell life and personal insurance policies, which don’t require specific underwriting to each individual case.
3. The Company and Insurance Related Professions may sell Liability and Property insurance products through their website, in the following lines:
   1. Health Insurance.
   2. Fire insurance and associated perils.
   3. Land vehicles and related liabilities.
   4. Personal accidents.
   5. Comprehensive household insurance.
   6. Travel insurance.
   7. Guarantee insurance and fidelity guarantee.
   8. Robbery and theft insurance.
   9. Glass insurance.
   10. Professional indemnity insurance including liabilities of those professionals in the fields of heath, engineering, finance, accountancy, law and other professions.
   11. Workman’s compensation and employer liability insurance.
   12. Agriculture and livestock insurance and insurances of other animals.
   13. Other insurances normally falling under miscellaneous accident insurance.
   14. Marine cargo insurance.
   15. Insurance related to housing loans, credit, personal loans, credit cards and similar perils such involuntary loss of employment and wallet insurance.
   16. Any other insurance that the Authority approves.
4. The Company shall meet the requirements stipulated in Articles (3), (4) and (5) of in the Regulations herein.