AML/CFT
- Anti-Money Laundering and Combating the Financing of Terrorism and Illegal Organisations Laws
- Decree Federal Law No. (20) of 2018 on Anti-money Laundering and Combating the Financing of Terrorism and Illegal Organisations
- Cabinet Decision No. (10) of 2019 Concerning the Implementing Regulation of Decree Law No. (20) of 2018 on Anti-Money Laundering and Combating the Financing of Terrorism and Illegal Organisations
- Procedures for Anti-Money Laundering and Combating the Financing of Terrorism and Illicit Organizations
- Anti-Money Laundering and Combating the Financing of Terrorism and Illegal Organisations Guidelines for Financial Institutions
- Guidance for Licensed Financial Institutions on Suspicious Transaction Reporting
- 1. Introduction
- 2. Identification of Suspicious Transactions
- 3. Procedures for the Reporting of Suspicious Transactions
- 4. Timing of Alert Reviews and STR or SAR Filings
- 5. Confidentiality and Prohibition against “Tipping Off”
- 6. Handling of Transactions and Business Relationships after Filing STRs or SARs
- Annex 1. Indicative Examples of Insufficient STR and SAR Narratives
- Annex 2. Red Flag Indicators in the Context of the UAE
- Annex 3. Red Flag Indicators for the UAE Insurance Sector
- Annex 4. Overarching Rules and Principles for the goAML System
- Annex 5. Synopsis of the Guidance
- Guidance for Licensed Financial Institutions on the Implementation of Targeted Financial Sanctions
- Guidance for Licensed Financial Institutions on Transaction Monitoring and Sanctions Screening
- Guidance for Licensed Financial Institutions Providing Services to Cash-intensive Businesses
- Guidance for Licensed Exchange Houses
- Guidance for Licensed Financial Institutions Providing Services to Legal Persons and Arrangements
- 1. Introduction
- 2. Understanding and Assessing the Risks of Legal Persons and Arrangements
- 3. Legal Persons and Arrangements in the UAE
- 4. Mitigating Risk
- 5. Lessons Learned and Examples from Amld Supervision
- Annex 1. Red Flags for Concealment of Beneficial Ownership
- Annex 2. Synopsis of the Guidance
- Guidance for Licensed Financial Institutions Providing Services to the Real Estate and the Precious Metals and Stones Sectors
- Guidance for Registered Hawala Providers and Licensed Financial Institutions Providing Services to Registered Hawala Providers
- Guidance for Licensed Financial Institutions on the Risks Relating to Payments
- Guidance for Licensed Financial Institutions on the Risks Relating to Politically Exposed Persons
- Guidance for the Insurance Sector
- Guidance for Licensed Financial Institutions on Digital Identification for Customer Due Diligence
- Cabinet Decision 58 of 2020: Beneficial Owner Procedures
- Cabinet Decision 74 of 2020: Terrorism Lists Regulation and Implementation of UN Security Council Resolutions
- Article 1 - Definitions
- Article 2 - Mandate of the Council
- Article 3 - Proposing Listing and Re-listing on Local Lists and Updating Such
- Article 4 - De-listing From Local Lists
- Article 5 - Enforcement and Publication of Local Lists
- Article 6 - Grievances Against Decisions to List on Local Lists
- Article 7 - Lifting Freezing and Other Measures in the Case of False Positives on Local Lists
- Article 8 - Permission to Use Funds Frozen pursuant to Listing on Local Lists
- Article 9 - Request to Listing on Another Country's List
- Article 10 - Proposal for Listing to the Sanctions Committee
- Article 11 - Mandate of the Office
- Article 12 - Publication of the Sanctions List, Local Lists, and Implementation of Related Decisions
- Article 13 - Declared Procedures Relating to Sanctions List
- Article 14
- Article 15 - Freezing Funds As per the Sanctions List & Local Lists
- Article 16
- Article 17
- Article 18 - Lifting the Freezing of Funds & Other Measures Taken in Cases of False Positives on the Sanctions List
- Article 19 - Permission to Use Funds Frozen as Per the Sanctions List
- Article 20
- Article 21 - Obligations of Financial Institutions and DNFBPs
- Article 22 - Obligations of Supervisory Authorities
- Article 23 - General Provisions
- Article 24 - Administrative Measures
- Article 25 - Repeal of Conflicting Provisions
- Article 26 - Publication and Entering into Effect
- Registered Hawala Providers Regulation
- Objective:
- Application:
- Article 1: Definitions
- Article 2: Registration and Certificate Requirements
- Article 3: Notification of Approval/Rejection and Certificate Conditions
- Article 4: On-Going Obligations of Registered Hawala Providers
- Article 5: Specific Obligations with Regard to ML/FT Risks
- Article 6: Supervision and Examination
- Article 7: Enforcement and Sanctions
- Article 8: Interpretation of the Provisions of the Regulation
- Article 9: Cancellation of Previous Resolutions
- Article 10: Publication and Application
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