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Article 8: Credit Reports

C 21/2022 Effective from 1/10/2022
  1. 8.1 A Specialized Bank must strictly adhere to the following credit reporting requirements:
     
    1. 8.1.1 Provide credit information of borrowers to the Al Etihad Credit Bureau and any future credit information agencies established for this purpose in U.A.E. on at least a monthly basis unless otherwise required by the law or the Central Bank; and
       
    2. 8.1.2 Request credit information of borrowers from the Al Etihad Credit Bureau and any future credit information agencies established for this purpose in U.A.E. before extending credit to an individual borrower or a company.