Credit Risk
- Large Exposures Regulation
- Introduction
- Scope
- Objective
- Article (1): Definitions
- Article (2): Definition of a Large Exposure
- Article (3): Large Exposure Limits
- Article (4): Connected Counterparties
- Article (5): Reporting Requirements
- Article (6): Measurement of Exposures
- Article (7): Credit Risk Mitigation Techniques
- Article (8): Credit risk mitigation techniques that reduce the original exposure
- Article (9): Recognition of Exposures to Credit Risk Mitigation Providers
- Article (10): Calculation of Exposure Value for Trading Book Positions
- Article (11): Offsetting Long and Short Positions in the Trading Book
- Article (12): Sovereign Exposures and Public Sector Entities
- Article (13): Interbank Exposures
- Article (14): Covered Bonds
- Article (15): Collective Investment Undertakings, Securitisation Vehicles, and other Structures
- Article (16): Exposures to Central Counterparties
- Article (17): Risk Management and Governance
- Article (18): Exposures to Related Parties
- Article (19): Application to Branches of Foreign
- Article (20): Enforcement & Sanctions
- Article (21): Interpretation of Regulation
- Article (22): Cancellation of Previous Circulars and Notices
- Article (23): Publication & Effective Date
- Annex 1
- Regulations for Classification of Loans and Determining Their Provisions
- Introduction
- Objectives
- Classification of Loans
- Interest in Suspense
- General Remark Regarding Levels of Grading
- Overdraft Accounts
- Provisions for Personal Consumer Loans
- Provisions for Car Loans
- Provisions for Credit Cards
- General Provisions
- Provisions for Off-Balance Sheet Items
- Cases Which Qualify for Reducing Provisions and/or Crediting Interest in Suspense
- Share Values
- Investment Values
- Provision Deduction Periods
- Clarification and Guidelines Manual for Circular No 28/2010 (Regulation for Classification of Loans and Their Provisions)
- Introduction
- 1. Specific Provisions
- 2. General Provisions
- 3. Provisioning for Off Balance Sheet Items
- 4. Share Values and Investment Values
- 5. Write Backs of Provisions and Reclassification of Loans
- 6. Write-Off Loans and Advances
- 7. Frequency of Review and Internal Reporting
- 8. Supervisory Reporting Requirements
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