6.These Standards apply to all banks. Banks must ensure that these Standards are adhered to on a consolidated basis. The group level capital adequacy ratio requirements must measure the capital adequacy of a bank based on its capital strength and risk profile after regulatory consolidation of assets and liabilities of its subsidiaries as specified herein.

7.Note that the solo-level capital adequacy ratio requirements, which measure the capital adequacy of an individual bank based on its stand-alone capital strength, will be issued at a later stage

8.These Standards should be read in conjunction with the associated guidance issued by the Central Bank (Guidance for Capital Adequacy of Banks in the UAE – September 2020).