1.2. Applicability
Effective from 1/8/2022Unless otherwise noted, this guidance applies to all natural and legal persons, which are licensed and/or supervised by CBUAE, in the following categories:
| • | National banks, branches of foreign banks, exchange houses, finance companies, stored value facilities, retail payment service providers, card schemes, registered hawala providers and other LFIs; and | |||
| • | Insurance and re-insurance companies, agencies, and brokers. | |||