Bearer Negotiable Instruments: Financial instruments of whatever form, whether in the form of a bearer document, such as: traveler’s cheques; promissory notes and cheques, payment orders, or others. These instruments may either be in bearer form, endorsed without restriction, made out to a fictitious payee, or otherwise in such form that title thereto passes upon delivery; or may be incomplete instruments (including cheques, promissory notes and money orders) signed, but with the payee’s name omitted.

CBUAE Regulations: Any resolution, regulation, circular, rule, instruction, standard or notice issued by the Central Bank.

Cash Couriers: Natural persons who physically transport currency and bearer negotiable instruments on their person or accompanying luggage from one jurisdiction to another.

Cash or Currency: Banknotes and coins that are legal tender in circulation as a medium of exchange.

Cross-Border Transportation of Currency or Bearer Negotiable Instruments: Any in-bound or outbound physical transportation of currency or bearer negotiable instruments from one country to another country. The term includes the following modes of transportation: (1) physical transportation by a natural person, or in that person’s accompanying luggage or vehicle; (2) shipment of currency through containerized cargo; or (3) the mailing of currency or bearer negotiable instruments by a natural or legal person.

Predicate Offense: Any act constituting a felony or misdemeanor under the applicable laws of the UAE whether this act is committed inside or outside the UAE when such act is punishable in both countries.