Under Article 2 of Circular No. 24/2019, a resident natural person or legal person may not carry on Hawala Activity in the UAE unless the applicant holds a Hawala Provider Certificate issued by the CBUAE and registered in the CBUAE Hawala Providers Register. Any resident natural person or legal person may apply for registration and obtain a Hawala Provider Certificate from the CBUAE. The applicant should not be of UAE nationality, should be legally competent, and officially residing in the UAE. The said application shall be made on the CBUAE's prescribed forms on the CBUAE's website.⁸

⁸ Available at https://www.centralbank.ae/en/cbuae-amlcft.