a) Bank Transfer: Transferring funds electronically from one account to another, whether inside the UAE or to an account abroad.

b) Bank's Cheque: A manager's cheque, or a cheque where the bank is the drawer and the beneficiary is an individual, an establishment, a commercial company or a government institution, inside or outside the UAE.

c) Bank Guarantees: Guarantees issued by banks on behalf of their customers (including retail customers), which are usually payable upon first demand by the beneficiary.

d) Debit Cards: Cards similar to credit cards, except that purchases and withdrawals charged to it are immediately deductible from the account.

e) Prepaid Cards: Cards filled with value, where purchases and withdrawals are deducted from the stored value until depleted (or fully exhausted).

f) Top-Up Loan: An additional loan obtained by the borrower from the lending bank or finance company, prior to full repayment of the outstanding loan.

g) Commissions: Rates charged against particular banking services rendered by banks.

h) Fees: Rates charged against particular banking services, commitments or obligations.

i) Deductions: deductions or debits to bank accounts against banking services.

j) Deductible Charges: Charges to accounts against banking services.