The Company shall establish the required technical provisions to meet its obligations towards policyholders and their beneficiaries, including:

1. Unearned Premium Reserves
    
2. Unexpired Risk Reserves
    
3. Outstanding Loss Reserves
    
4. Incurred But Not Reported Reserves
    
5. Allocated Loss Adjustment Expense and Unallocated Loss Adjustment Expense Reserves
    
6. Mathematical Reserves